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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is NOT a requirement to become a resident producer or adjuster in Oklahoma?

A) Be at least 18 years of age.
B) Live in Oklahoma for a period of 6 months or more.
C) Must be of good personal and business reputation.
D) Successfully passing a licensing examination.

2. How is ownership of a mutual insurance company evidenced?

A) ownership of stock
B) ownership of a policy
C) certificate of deposit
D) bonds of the company

3. A single contract for group medical insurance issued to an employer is known as

A) a conglomerate policy.
B) a certificate policy.
C) a master policy.
D) an employer policy.

4. Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

A) eating.
B) toileting.
C) dressing.
D) talking.

5. How will covered expenses be paid if an insured has a scheduled dental policy?

A) Benefits will be limited to a specific maximum dollar amount per procedure.
B) All expenses will be paid after the insured's deductible is paid.
C) After the deductible is paid, benefits will be paid in a lump sum directly to the insured.
D) The insurer will pay a percentage of each expense.

Solutions: