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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Karen has a life estate in the property. Upon her death, the property passes to

A) her spouse.
B) the previous owner.
C) the remainderman.
D) her heirs.

2. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) highway.
B) iron pin.
C) fence line.
D) corner of a recorded subdivision lot.

3. The commissioner may refuse to issue a license if the applicant

A) is 20-years of age.
B) is not a resident of Pennsylvania.
C) has allowed an insurance license to lapse.
D) provided incorrect information on licensing application.

4. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) amount of escrow and addresses of each party
B) limitation of liability and ability to resign
C) location of property and reason for escrow
D) time limit and file number

5. Coverage under a loan policy remains effective

A) until the secured debt is satisfied.
B) until the lender assigns the mortgage.
C) during the life of the owner.
D) until the property is sold.

Solutions: